At Fault Driver's Insurance Won't Pay? Here's What to Do

If you're in an accident and the at fault driver's insurance won't pay, it can be a frustrating and confusing experience. You may be wondering what your options are and how you can get the compensation you deserve.

Here are a few things you can do if the at fault driver's insurance won't pay

Contact your own insurance company. Your insurance company may be able to help you file a claim against the at-fault driver's insurance company.

File a complaint with the state insurance commissioner. The state insurance commissioner can investigate your complaint and take action against the at-fault driver's insurance company.

Hire an attorney. An attorney can help you navigate the legal process and get you the compensation you deserve.

Tables of The Basic Concepts of "At Fault Driver's Insurance Won't Pay"

Concept	Description
Negligence	The legal concept of negligence means that a person or entity failed to exercise a reasonable duty of care towards another person or entity.
Liability	Legal responsibility for the harm caused to another person or entity.
Damages	The monetary compensation awarded to a person or entity who has suffered harm as a result of the negligence or intentional misconduct of another person or entity.

Tables of Getting Started with "At Fault Driver's Insurance Won't Pay"

Step	Description
Gather evidence. Collect any evidence that you have related to the accident, such as the police report, witness statements, and medical records.
Contact your insurance company. File a claim with your insurance company and provide them with the evidence you have gathered.
Negotiate with the at-fault driver's insurance company. Your insurance company will negotiate with the at-fault driver's insurance company on your behalf.

Success Stories

Success Story 1

A woman was hit by a car while crossing the street. The at-fault driver's insurance company denied her claim, saying that she was partially at fault for the accident. The woman hired an attorney, who was able to prove that the at-fault driver was 100% liable for the accident. The woman received a settlement from the at-fault driver's insurance company.

Success Story 2

A man was injured in a car accident. The at-fault driver's insurance company offered him a settlement that was much lower than what he deserved. The man hired an attorney, who was able to negotiate a much higher settlement for him.

Success Story 3

A woman's car was damaged in a hit-and-run accident. The woman's insurance company denied her claim, saying that she did not have uninsured motorist coverage. The woman hired an attorney, who was able to prove that she did have uninsured motorist coverage. The woman received a settlement from her insurance company.

Effective Strategies, Tips and Tricks, Common Mistakes to Avoid

Effective Strategies

Document everything. Keep a record of all communications with the at-fault driver's insurance company.

Be prepared to negotiate. The at-fault driver's insurance company may try to lowball you. Be prepared to negotiate and don't be afraid to walk away if you're not getting what you deserve.

Tips and Tricks

Get a copy of the police report. The police report will contain important information about the accident, such as the names of the drivers involved, the date and time of the accident, and the location of the accident.

Take pictures of the damage to your car. Pictures of the damage will help you prove your case to the at-fault driver's insurance company.

Common Mistakes to Avoid

Don't sign anything without talking to an attorney. The at-fault driver's insurance company may try to get you to sign a release form that will waive your right to sue. Don't sign anything without talking to an attorney first.

At Fault Driver's Insurance Won't Pay? Here's What to Do